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One person sets up the home, and everyone else joins from a link. Setup runs in one order, and the app opens up once it is done. Here is the whole path.

1. Name your home. Whatever name your home already calls itself is perfect.
2. Say where it is. Type the ZIP code first, and the city and state fill in. Then type the street. Homera suggests real addresses as you type, and your own words are fine too. The ZIP code sets your home's clock, so reminders come at the right hour.
3. Name your housemates. Each one gets their own invite link. They're already part of the plan, and they owe nothing until they join and agree.
4. Pick your plan and pay. One person pays for the whole home, and the home can split that bill like any other.
5. Set up the home's own Homera bill on the Bills page. The name, the rhythm, and the price arrive filled in. The split is yours to shape.

Left setup half done? Sign back in and you're right where you stopped, with everything you already entered still waiting there.

When a housemate opens their link, they make their own account and land in your home. The first thing they do is agree to their part of the Homera bill. After that, the whole home is in.

Finish setup and your home earns itself two free months, because a finished setup means the home is really running. That takes one bill everyone agreed to, one repeating task, and one bill fully settled.

Every bill on Homera follows the same simple pattern. One person owns it. The whole home agrees to the split. Homera handles the reminders, and everyone pays the way they already do. Here is your first one, start to finish.

1. Go to Bills and choose Add a bill. Pick what kind it is, like rent, power, or a subscription.
2. Answer one question at a time: the name, the rhythm, the day to pay by, and who shares it. The bill builds itself beside you as you go.
3. Check the review. It leads with your own share, so you see what you'd pay. Then send it to the home.
4. Everyone in the split sees the amount, the shape, and the pay-by day. Then they agree. One missing agree keeps reminders off, and nobody owes a thing until the whole split says yes.
5. When the bill is due to arrive, Homera asks the owner for the total. The whole home can see that ask too. The moment the total lands, each person learns their share.
6. Pay your part the way you already do, then mark it paid. That's what stops your reminders. When the last share lands, the owner gets the settled notice.

That's the whole loop. Next month runs the same beats on its own, and nobody has to ask anyone for money.

On Homera, paid means the payer marked their own share paid. A payment link marks nothing on its own, so a share can already be paid in Venmo and still look open here.

Ask them to open the bill and mark their share paid. That clears it for the home and stops their reminders. The card then shows who marked it. Homera never checks bank accounts, so the record is what your home says it is.

Yes. Anyone in the split can ask for a change and say why. The new split starts when everyone has said yes. Nothing gets changed on anyone.

Your home said yes to this bill and its pay-by day, and your share is still open. The nudge comes from Homera, so a housemate never has to ask.

Pay your part and mark it paid, and the nudges stop.

No, never. You pay each other the way you already do. That means apps like Venmo or PayPal. Homera opens the app with the amount filled in. Your money never moves through us.

The owner of a bill is the person the money goes to. They enter the total when it arrives, and they get the settled note at the end. Every share reaches them ahead of the real due date.

Each bill has its own owner, and two bills can have two owners. Owning a bill makes nobody the boss of the home.

New homes earn two free months by really finishing setup. That means one bill everyone agreed to, one repeating task, and one bill fully settled. When the third one lands, the months are yours. Earned for real, not handed out.